Services
Impact Resistant RoofingBased in Denton, TX
Class 4 shingles built for a hail county, and the insurance discount that can come with them.
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Impact Resistant
What the job involves.
Impact resistance in shingles is measured by UL 2218, which fires steel balls of increasing size at the shingle and checks the back of the mat for cracks. Class 4 is the top of the scale and means the shingle survived a two-inch ball. In a county that takes hail most springs, that is a rating worth understanding before you pick a product.
What a Class 4 shingle actually has is a modified asphalt, usually SBS rubberised, which stays pliable instead of going brittle. Hail deforms it and it recovers rather than fracturing the mat. Standard shingles get harder with age and colder weather, which is why a ten-year-old roof takes a beating from a storm the same roof would have shrugged off when it was new.
How It Works
Call or send the form
Call (469) 496-7300 or send the form with a few details about your roof.
Free inspection
We inspect the roof at no cost and with no obligation, and give you honest recommendations.
Estimate or claim
You get a detailed estimate. If it is storm damage, we help you with the insurance claim.
Your new roof
An onsite project manager runs the job and checks the property for any other repairs it needs, such as rotted decking or flashing.
The Difference
Why the details matter.
The part worth saying plainly: Class 4 is not hail proof. Large hail will still mark it, and a big enough stone will still damage it. What the rating buys is a much wider band of storms in which nothing happens to your roof at all, which over a twenty-year ownership in Denton County is the difference between one claim and three.
Most Texas carriers offer a premium discount for a Class 4 roof, and the size of it varies enough between carriers that it is worth a phone call before you choose the shingle. Where the discount is meaningful, the upgrade often pays for itself across the life of the roof. Ask your agent for the number in writing and bring it to the estimate.
The energy-efficient shingles people ask about are a related but separate thing. A reflective or cool-rated granule reduces the solar heat the roof absorbs, which matters most on a low-slope or west-facing roof over living space with a poorly ventilated attic. Fixing intake ventilation usually does more for an attic temperature than the granule color does, and we would rather correct that first.
Get a Free EstimateBefore You Call
Impact Resistant, answered.
What does Class 4 actually mean?
It is the top rating in UL 2218, an impact test that drops or fires steel balls at the shingle and checks the underside of the mat for fracture. Class 4 survived a two-inch ball. It is a laboratory rating, not a guarantee about your next storm.
Will it lower my insurance?
Most Texas carriers offer a discount for a Class 4 roof, and the amount varies enough that you should ask your own agent rather than take a contractor’s figure. Get it in writing and bring it to the estimate.
Is it worth the extra cost?
In Denton County, usually, if you are staying in the house. The maths is the premium discount plus the claims you do not have to make, against a few thousand dollars of upgrade. Over one storm season it rarely pays; over a roof’s life it generally does.
Does it look different?
Not noticeably. Class 4 products come in the same architectural profiles and color ranges as the standard lines.
Can hail still damage a Class 4 roof?
Yes. Big enough hail damages anything. What changes is the size of storm that leaves a mark, and a lot of North Texas hail falls below that line.
More from Innovate Roofing & Construction
Impact Resistant
Every one of these starts the same way. Forty minutes on the roof, and a set of photographs.
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Schedule your free roof inspection.
Call us or send the form and we will set up a free, no-obligation roof inspection.
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